Fintech

Configure identity verification, AML screening, and proof of address for fintech companies with iDenfy to meet regulatory requirements.

Fintech companies face strict regulatory requirements around customer onboarding and ongoing monitoring. iDenfy provides the full stack: identity verification, AML screening, and continuous monitoring.

Recommended Features

Feature	Purpose	Docs
ID Verification (KYC)	Verify customers at onboarding	Create Session
AML Screening	Check PEP, sanctions, and adverse media lists	AML Screening
Ongoing AML Monitoring	Continuous screening for status changes	AML Monitoring
Proof of Address	Collect and verify utility bills or bank statements	Additional Steps
Webhooks	Real-time verification result delivery	Webhooks

Sample Token Configuration

{
  "clientId": "user_12345",
  "firstName": "Jane",
  "lastName": "Smith",
  "generateDigitString": true,
  "callbackUrl": "https://your-app.com/api/idenfy/callback",
  "expiryTime": 3600,
  "documents": ["ID_CARD", "PASSPORT", "DRIVER_LICENSE"],
  "additionalSteps": {
    "poa": true
  }
}

Integration Flow

1. Customer signs up and enters basic details.
2. Your backend calls Create Session and redirects the user to the verification URL.
3. iDenfy verifies the document and face, then sends results via webhook.
4. Your backend runs an AML screen and enables ongoing monitoring.
5. On approval, the user gains full account access.

Enable Information Comparison by passing firstName and lastName in the token request. iDenfy will cross-check your data against the document.